Investment Management
Investing is not about simply maximizing your portfolio this year – it is really about using your financial resources to achieve the kind of life you want – today and tomorrow. Is your current investment strategy going to get you there?
Are you taking on more risk, or making larger sacrifices to your current lifestyle than is necessary to achieve your goals? Do you even have concrete financial goals?
The first part of our investment process is defining goals that are realistic given your circumstances, goals, time horizon and risk tolerance, as well as reasonable expectations for long-term investment returns. Then an appropriately balanced portfolio is built and managed faithfully, according to the Investment Policy (see sidebar) we create with you.
Regular meetings facilitate a two-way dialogue - we update you on your progress towards your goals, and you can inform us of any changes in your life that might require the investment plan to be revisited. Then you can stop worrying about your investments and focus your time and energy on the things that matter most to you.
More on Investment Management
What is an Investment Policy Statement (IPS)?
An IPS lays out a client’s investment objectives, time horizon, risk tolerance, acceptable investments, target asset allocation and allowable ranges for the portfolio, and performance benchmarks. The end product of several conversations and diagnostic exercises, the IPS ensures that we are all on the same page and provides us with the guidelines for managing your portfolio.